Best Investing Moves for Young Families personal finance

Don't let family demands on your income stint your retirement savings.

You probably have multiple goals for your money at this stage. The best way to plan, save and invest is to do so for each goal separately.

 

Best Investing Moves at Every Age

  • Best Investing Moves When You're...
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Steps for Young Adults to Open and Maintain a 401(k) personal finance

In your twenties and even in your thirties, retirement seems like a long time away. But the fact is, someday you may (most likely you will) want to stop working as hard as you do and relax and enjoy your life in your 60's, 70's and beyond. Plus, with young adults taking great care of themselves,...

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The Psychology of Money ā€“ How Saving and Spending Habits are Programmed in Your Brain personal finance

Have you ever wondered why you handle money the way you do? Perhaps you’re a saver and you feel satisfaction every time you look at your growing account balances and displeasure when you need to buy something. Or maybe you’re a compulsive shopaholic, looking at life as...

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How Retirement Spending Changes With Time personal finance

New retirees sometimes worry that they are spending too much, too soon. Should they scale back? Are they at risk of outliving their money? This concern may be legitimate. Some households "live it up" and spend more than they anticipate as retirement starts to unfold. In 10 or 20 years, though,...

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8 Secrets to How Minimalism Saves You Money personal finance

How does minimalism save you money? Well, that answer is obvious. You’re spending less, therefore you’re saving more. That’s not earth-shattering news to you I’m sure. But there are deeper secrets to how minimalism causes us to save more. And it goes beyond just choosing...

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The 11 Worst Retirement Mistakesā€”And How to Sidestep Them personal finance

Think ahead and you can avoid these missteps and save your retirement

To avoid the worst retirement mistakes, you have to be realistic about your plans and think ahead. Unfortunately, it's all too easy to make the wrong financial moves when preparing for retirement. According to the Federal...

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4 Things That May Help Maximize 401(k) Savings in 2021 personal finance

With pensions disappearing and the future of social security unknown, American workers are now largely responsible for their retirement savings. 

For many employees, a 401(k) is their largest asset come retirement.  

Yet, too many investors set up their 401(k), contribute each...

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Financial Wellness in a Digital Age: Actionable Ways to Engage Participants employers personal finance

'Once you’ve got your tech platform sorted, you can leverage different tools like breakout rooms and whiteboards

Implementing financial wellness programs with plan sponsors was already hard. Cue COVID-19 and the challenges have multiplied. Advisors are no...

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Why Your Credit Score Is Important personal finance

Your credit score and underlying history are some of the most vital parts of your financial life. Your credit score follows you forever and it will play a huge role in many major financial situations throughout your life. Many people think that a credit score only really matters when it comes to...

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Easy ways to tackle credit card debt personal finance

If you’ve spent a lot on your credit cards in recent months and you’re worried about how you’ll pay it off, try not to worry, there are plenty of ways to tackle it and get on top of your finances, so you can start to feel more in control. 

 

Get the ball rolling

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15 Things You Need to Know About Personal Finance personal finance

One of the resources that we need to manage properly in our day-to-day lives is money. We can accomplish this by performing proper personal finance. This refers to all the decisions and actions which an individual or a household does in the effort of keeping track of their day-to-day costs....

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Our Holiday Budget Planner Will Help You Play Santa Without Going Broke personal finance

Although many, many things have changed this year, it’s unlikely that the holidays will be canceled. Whew.

Consumers still say they expect to shell out an average of $880 on gifts and other holiday items like decorations this year — just $5 less than they spent...

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10 Financial Goals for the New Year personal finance

It's almost the New Year, and that means it's time to set some serious financial goals. Whether you want to save up to buy your first home, jump-start your retirement savings, or pay off debt, there's no better time to set some financial goals than at the start of a new year. 

These 10...

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Tips for Financial Responsibility personal finance

Financial irresponsibility is easy.

If you want to find ways to blow your money, the internet is filled with them. Amazon (AMZN) can help you spend thousands on gadgets you’ll neither use nor need. Late-night TV still runs infomercials based on the idea that blankets and...

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How Can You Improve Your Relationship with Money? personal finance

Notice your habits

To start, take some time to notice how and when you spend money. What are your patterns—what motivates you to buy things? Do you shop impulsively? What are your triggers? You might want to start a spending diary to track your habits for a month to get a better idea....

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6 Ways to Instill a Positive Money Mindset personal finance

Many of us know what we're supposed to do when it comes to basic money management - spend less than you earn, save an emergency fund, and invest for retirement. However, establishing good habits is always easier said than done.

Money management, like many important things in life, requires...

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3 Practical Tips for Changing the Way You Think About Money personal finance

It’s no secret that the super-wealthy think about money in a much different way than the rest of us.

Money is something they have plenty of, have seemingly little problems acquiring, and aren’t afraid to spend.

From the outside looking in, it’s real easy for us to say that...

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7 Ways To Improve Your Financial Wellness personal finance

What is financial wellness? Being rich or flushed with cash doesn’t mean you have healthy financial wellness. But your financial wellness is very much tied in with your overall wellbeing as a human. Financial wellbeing enables people to better enjoy life in general because you...

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