What’s Your Debt-to-Income Ratio? Calculate Your DTI personal finance

Your DTI shows how your debt stacks up against your income. Lenders look at DTI to ensure you can repay a loan.

The debt-to-income ratio (DTI) divides the total of all monthly debt payments by gross monthly income, giving you a percentage. Here’s what you should know:

  • Lenders use DTI...
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Stress Management: Breathing Exercises for Relaxation lifestyle wellness

Overview

Have you ever noticed how you breathe when you feel relaxed? The next time you are relaxed, take a moment to notice how your body feels. Or think about how you breathe when you first wake up in the morning or just before you fall asleep. Breathing exercises can help you relax because...

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5 Simple Saving Tricks personal finance

How good a saver are you? Is it easy to save money or is it tough? Here are some simple tricks to help you save money.

Trick #1: Four banks, not one!

Want a smart way to control your money? Use four little banks. Label each bank with the way you'll use the money: SAVE, SPEND, INVEST,...

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“Enough" is Your Best Friend lifestyle wellness personal finance

“Enough” is where you find calm and peace in your life.

It’s where you know your income, either active, passive or a blend of both, is enough to cover your living expenses.

It’s where you know you spend enough to be happy, but not so much that you...

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7 Essential Keys To Finding Fulfillment At Work lifestyle wellness

Work. It’s what we spend the majority of our adult lives doing. We all want careers that are personally engaging and financially secure, and sometimes we need to make career changes to find that satisfaction.

I know that was the case with me. I had to leave a career that I found very...

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How to Move Up at Work: 5 Advancement Strategies personal finance

Research shows employees are motivated by the possibility of career advancement. The idea of moving up at work keeps us engaged with our tasks, innovative in our approaches, and excited about future opportunities, whether those opportunities include increased responsibility, new...

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401(k) vs. Roth 401(k): Which One Is Better? personal finance

If you’ve heard of a Roth 401(k), you may be wondering how different it is from a traditional 401(k). I get it, 401(k)s can be confusing! While these two types of 401(k) accounts have some similarities, they also have some pretty huge differences.

Trust me, if you want to make the most...

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10 Financial Management Tips For The New Employee personal finance

Financial management is something that we care about here at Mint. Learn more with great financial management tips in our blog article index.

So you’re getting started on a new job – congratulations! You’ll be faced with a learning curve at work as well as at...

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The 7 Best Budget Apps for 2021 lifestyle wellness personal finance

These budget apps vary in their scope, methods, and features — but they all rank high among users.

The most basic budget apps typically connect with your financial accounts, track spending and categorize expenses so you can see where your money is going. But many apps do much more than...

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The 10-Minute Morning Routine That Will Change Your Game lifestyle wellness

How you spend your first waking minutes can benefit you all day long

Your first waking minutes are about clearing the cobwebs of sleep from your mind and getting your brain focused and revved up for the day. How you prep your mind and body during those first minutes is key to putting yourself...

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Why Experiences Are Better Than Things personal finance

I enjoy baseball and I like cheering for the hometown team. So my son and I decided to attend an evening of postseason baseball this week when the Arizona Diamondbacks hosted the Los Angeles Dodgers.

If you follow baseball, you know the Diamondbacks lost the game… and the series…...

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Power of Vitamin D lifestyle wellness

You'll be shocked when you read what you can do to improve your health and what Big Pharma doesn't want you to know about the most affordable treatment around -Vitamin D.

Vitamin D is crucial to our health, yet most people are low in this vital vitamin - despite the vitamins they take, the foods...

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What Are Online Banks? Learn the Pros and Cons personal finance

Online banks operate without branches. They tend to have higher rates and lower fees compared with traditional banks.

What is online banking?

Online banking, by definition, means managing your bank accounts with a computer or mobile device. This includes transferring funds, depositing...

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How to Change Your Money Mindset personal finance

Want to know what makes one person successful with money and another give up? It’s simple: It’s their money mindset.

What you believe about money, yourself, and the world shapes how your life will unfold. Every single day you have the power to make decisions that will move you...

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5 Daily Wellness Tips to Improve Your Health Now lifestyle wellness

Some counterintuitive ways to boost your mental and physical health.

Meditate! Be Grateful! Journal! It’s starting to sound a lot like “Marsha! Marsha! Marsha!” from The Brady Bunch. I now know what Jan must have felt like. Daily, if not hourly, we are bombarded with much of...

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Best Investing Moves for Young Families personal finance

Don't let family demands on your income stint your retirement savings.

You probably have multiple goals for your money at this stage. The best way to plan, save and invest is to do so for each goal separately.

 

Best Investing Moves at Every Age

  • Best Investing Moves When You're...
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7 Tips for Relieving Daily Stress and Calming Down lifestyle wellness

Whether you’re racing to catch a bus, striving to meet a big deadline at work, or trying to balance your family’s needs with your own, stress is part of our modern life. We’ve all got it, and most of the time we take it in stride.

In many ways, a little stress can be a...

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Steps for Young Adults to Open and Maintain a 401(k) personal finance

In your twenties and even in your thirties, retirement seems like a long time away. But the fact is, someday you may (most likely you will) want to stop working as hard as you do and relax and enjoy your life in your 60's, 70's and beyond. Plus, with young adults taking great care of themselves,...

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